The Australian Government provides financial assistance in the form of the HELP loans and VET Student Loans schemes.
A Commonwealth assistance loan can help eligible students to pay tuition fees, the student services and amenities fee, or to meet overseas study travel expenses.
The different loans schemes are:
HECS-HELP is for eligible students in a Commonwealth supported place (CSP) and allows you to defer payment of your student contribution to the Australian Tax Office up to your HELP limit.
To find out about HECS-HELP and if you’re eligible to apply, go to the Government’s Study Assist website.
If you've been offered a Commonwealth supported place, you'll be automatically prompted to complete an application for HECS-HELP when you enrol in your RMIT program.
FEE-HELP is for eligible full-fee paying students and allows you to defer payment of your tuition fees to the Australian Tax Office up to your HELP limit.
To find out about FEE-HELP and if you’re eligible to apply, go to the Government’s Study Assist website.
Once you’ve confirmed your eligibility, it’s easy to apply. When you enrol in Enrolment Online, you’ll be asked to indicate which optional loan/s, including FEE-HELP, you want to apply for. You’ll then get an email from the Government with further instructions on how to apply.
VET Student Loans (VSL) is an Australian Government loan program that helps eligible students enrolled in an approved course pay for all or part of their VET tuition fees.
If you would like to apply for a VSL, RMIT must collect and verify information about your identity and date of birth and verify that you meet all of the eligibility criteria.
If you are eligible, we will provide your enrolment information to the government so you can complete your loan application in the government eCAF system.
To be eligible for a VET Student loan, you must meet ALL eligibility criteria, below:
Throughout your course, you will need to submit Progression Forms to confirm your on-going engagement with your studies. This will allow you to continue accessing the loan throughout your course.
RMIT must collect and verify information and documents to support the eligibility requirements from students applying for a VET Student Loan:
VSL program is only available to Australian citizens, qualifying New Zealand citizens or permanent humanitarian visa holders who are residing in Australia. To meet the citizenship and residency requirements you need to provide evidence that you meet one of the following categories:
You will need to verify citizenship, identity and date of birth. Information about the documents you need to provide can be found on the RMIT verify your citizenship page Verify your citizenship
The following documents are accepted as evidence of academic suitability:
Completing the Language, Literacy and Numeracy (LLN) assessment.
RMIT uses the BKSB tool to assess your LLN. This is completed prior to enrolment. Students will be provided access to the Assessment tool and testing must be conducted with honesty and integrity; RMIT staff must be confident that a student displays the required competence and students must complete the test in accordance with the RMIT Student Charter. The results of your test will be available immediately after completion.
The LLN results are recorded in RMIT’s Student Management System, and RMIT will only provide these results to authorized officers of the State and Federal Governments if requested.
If you are under 18 years of age, a parent / guardian must complete a consent form, or if you have received Youth Allowance on the basis that you are independent, you may be required to provide evidence of this.
You will need to have a TFN or show us that you have applied for one in advance of submitting your VSL application. All applicants must have provided a TFN before census date.
You must provide a valid, Unique Student Identifier (USI)
Not all programs are approved for VET Student Loans. You can browse the list of RMIT programs that are eligible for a VET Student Loan from the lists below.
Note that in some eligible programs, the VET Student Loan does not cover the full amount of the tuition fee - these programs are listed under the heading Eligible programs - loan amount does not cover subsidised tuition fees.
The Royal Melbourne Institute of Technology advises that:
A VSL results in a debt that continues to be a debt due to the government until it is repaid in full.
You will not be required to begin to repay your loan until you reach the compulsory threshold. This figure is adjusted annually. More information can be found at Australian Government Study Assist
There is a loan cap for each VSL program. The loan cap is the maximum amount you can borrow for your program.
If your loan cap is lower than your total tuition fees, you must pay the ‘gap’ to RMIT by the due date, or your enrolment may be cancelled in line with RMITs Discontinuation of Student program procedure.
Programs with tuition fees higher than the loan cap are listed under Eligible programs - loan amount does not cover subsidised tuition fees.
If you have accessed a VET Student Loan for the same program at another provider, you will have already used part of your applicable program cap with that provider.
You are responsible for monitoring your program loan cap and your available HELP balance.
You can check your VSL debt and any existing HELP debt at myHELPbalance.
Your program loan limit will be stated on your RMIT issued VET Student Loan Fee notice and VET Student loan statement of Covered Fees, after you enrol.
Your loan debt incurred at RMIT will be provided via a Commonwealth Assistance Notice after each census date.
To continue accessing a VET Student Loan, you must demonstrate that you are a genuine student continuing with your studies.
To do this, at least twice a year, you must complete a Progression Form in the electronic Commonwealth Assistance Form (eCAF) system when you receive the invitation email (via ecafsystem@education.gov.au). This process ensures protection for students accessing the VET Student Loans program.
Refer to the VSL Progression Form Fact Sheet for more information.
If you do not submit your progression forms, your enrolment may be cancelled in line with RMITs Discontinuation of Student program procedure.
The below list of RMIT programs and VSL caps is correct as of October 2023.
The maximum loan amount for a program is indexed by the Australian Government.
The student tuition fees as published are subject to change based on individual circumstances at enrolment.
Fees are adjusted on an annual basis and these fees apply to 2024 only.
National code |
RMIT code |
Program name |
Total 2024 RMIT full-fee domestic place |
Total 2024 RMIT government subsidised tuition fee |
2024 VSL cap |
CHC50413 |
C5331 |
Diploma of Youth Work |
$12,250.00 |
$6,500.00 |
$12,063.00 |
CHC52015 |
C5345 |
Diploma of Community Services (Case Management) |
$11,250.00 |
$6,500.00 |
$18,097.00 |
CHC53215 |
C5346 |
Diploma of Alcohol and Other Drugs |
$12,250.00 |
$6,500.00 |
$18,097.00 |
CUA51015
|
C5350
|
Diploma of Screen and Media
|
$16,750.00
|
$11,500.00
|
$18,097.00
|
TAE50116 |
C5353 |
Diploma of Vocational Education and Training |
$10,250.00 |
$7,250.00 |
$18,097.00 |
TAE50216 |
C5354 |
Diploma of Training Design & Development |
$7,500.00 |
$7,250.00 |
$18,097.00 |
HLT52015
|
C5357
|
Diploma of Remedial Massage
|
$27,375.00
|
$16,875.00
|
$18,097.00
|
CHC51115 |
C5360 |
Diploma of Financial Counselling |
$12,750.00 |
$6,500.00 |
$18,097.00 |
PSP50916 |
C5364 |
Diploma Interpreting (LOTE-English) |
$7,250.00 |
$5,250.00 |
$12,063.00 |
HLT54115
|
C5365
|
Diploma of Nursing
|
$36,000.00
|
$20,000.00
|
$18,097.00
|
SIR50217 |
C5381 |
Diploma of Visual Merchandising |
$15,500.00 |
$9,250.00 |
$12,063.00 |
22446VIC |
C5382 |
Diploma of Product Design |
$24,500.00 |
$15,500.00 |
$18,097.00 |
22451VIC |
C5383 |
Diploma of Teacher Education Preparation |
$5,000.00 |
$5,000.00 |
$18,097.00 |
CHC52015 |
C5385 |
Diploma of Community Services (Statutory and Forensic child youth and family welfare) |
$11,250.00 |
$6,500.00 |
$18,097.00 |
MSL50118 |
C5388 |
Diploma of Lab Tech. |
$16,750.00 |
$7,500.00 |
$18,097.00 |
FNS50217 |
C5390 |
Diploma of Accounting |
$9,250.00 |
$6,250.00 |
$12,063.00 |
ICT50418
|
C5394
|
Diploma of Information Technology Networking
|
$13,750.00
|
$5,750.00
|
$18,097.00
|
ICT50118
|
C5395
|
Diploma of Information Technology
|
$14,250.00
|
$9,500.00
|
$10,813.00
|
MSF50218 |
C5396 |
Diploma of Interior Design |
$29,000.00 |
$16,000.00 |
$18,097.00 |
CHC52015 |
C5397 |
Diploma of Community Services |
$11,250.00 |
$6,500.00 |
$18,097.00 |
22524VIC |
C5400 |
Diploma of Bus (Public Relations) |
$11,500.00 |
$9,500.00 |
$12,063.00 |
10871NAT |
C5401 |
Diploma of Fashion Styling |
$12,750.00 |
$7,250.00 |
$12,063.00 |
ICT50220 |
C5402 |
Diploma of Information Technology (Advanced Networking) |
$16,500.00 |
$10,500.00 |
$18,097.00 |
BSB50620 |
C5404 |
Diploma of Marketing & Communication |
$8,250.00 |
$6,250.00 |
$12,063.00 |
BSB50820 |
C5405 |
Diploma of Project Management |
$8,250.00 |
$6,750.00 |
$12,063.00 |
BSB50120 |
C5406 |
Diploma of Business |
$10,750.00 |
$9,250.00 |
$12,063.00 |
BSB50420 |
C5407 |
Diploma of Leadership & Management |
$14,970.00 |
$12,792.00 |
$12,063.00 |
CUA50420 |
C5408 |
Diploma of Live Production & Tech Services |
$18,250.00 |
$9,750.00 |
$18,097.00 |
CUA50720 |
C5409 |
Diploma of Graphic Design |
$15,500.00 |
$8,500.00 |
$18,097.00 |
CUA50820 |
C5410 |
Diploma of Music (sound production) |
$16,000.00 |
$9,750.00 |
$18,097.00 |
CUA50920 |
C5411 |
Diploma of Photography & Digital Imaging |
$15,750.00 |
$9,500.00 |
$18,097.00 |
CUA51020 |
C5412 |
Diploma of Screen and Media (Content Creation) |
$16,750.00 |
$11,500.00 |
$18,097.00 |
CUA51020
|
C5413
|
Diploma of Screen and Media (Animation Gaming and Visual Effects)
|
$16,750.00
|
$11,500.00
|
$18,097.00
|
CUA51120 |
C5414 |
Diploma of Visual Arts |
$16,500.00 |
$9,750.00 |
$18,097.00 |
CPC50220
|
C5415
|
Diploma of Building and Construction (Building)
|
$27,000.00
|
$15,000.00
|
$18,097.00
|
CPP50121
|
C5416
|
Diploma of Surveying
|
$18,000.00
|
$10,500.00
|
$18,097.00
|
AHC51120 |
C5418 |
Diploma of Cons. & Ecosystem Mgmt. |
$27,500.00 |
$16,500.00 |
$18,097.00 |
FNS50322 |
C5419 |
Diploma of Finance and Mortgage Broking Management |
$8,250.00 |
$3,250.00 |
$18,097.00 |
TLI50221 |
C5420 |
Diploma of Logistics |
$15,000.00 |
$8,250.00 |
$12,063.00 |
CUA51020
|
C5421
|
Diploma of Screen and Media
|
$16,750.00
|
$11,500.00
|
$18,097.00
|
22602VIC |
C5422 |
Diploma of Teacher Education Preparation |
$12,250.00 |
$5,500.00 |
$18,097.00 |
FNS50222
|
C5424
|
Diploma of Accounting
|
$9,250.00
|
$6,250.00
|
$12,063.00
|
10904NAT
|
C5425
|
Diploma of Social Media Marketing
|
$7,000.00
|
$4,000.00
|
$18,097.00
|
HLT52021
|
C5426
|
Diploma of Remedial Massage
|
$27,375.00
|
$16,875.00
|
$18,097.00
|
PSP50922
|
C5427
|
Diploma of Interpreting (Spoken Language)
|
$7,250.00
|
$5,250.00
|
$12,063.00
|
CHC50421
|
C5428
|
Diploma of Youth Work
|
$12,250.00
|
$6,500.00
|
$12,063.00
|
MSF50222
|
C5431
|
Diploma of Interior Design
|
$29,000.00
|
$16,000.00
|
$18,097.00
|
CHC52021
|
C5432
|
Diploma of Community Services
|
$16,875.00
|
$12,000.00
|
$18,097.00
|
MEM50822
|
C5433
|
Diploma of Applied Technologies
|
$13,750.00
|
$8,250.00
|
$18,097.00
|
MSL50122
|
C5434
|
Diploma of Laboratory Technology
|
$16,750.00
|
$7,500.00
|
$18,097.00
|
22622VIC
|
C5435 |
Diploma of Product Design
|
$24,500.00
|
$16,500.00
|
$18,097.00
|
CHC52051 | C5436 | Diploma of Community Services (Responding to Family Violence) | $11,250.00 | $8,000.00 | $18,097.00 |
UEE62111 |
C6120 |
Advanced Diploma of Engineering Technology - Electrical |
$29,500.00 |
$14,500.00 |
$18,097.00 |
UEE60411 |
C6121 |
Advanced Diploma Computer Systems Eng |
$30,500.00 |
$14,500.00 |
$18,097.00 |
UEE60211 |
C6122 |
Advanced Diploma Electronics and Communication Engineering |
$42,500.00 |
$14,500.00 |
$18,097.00 |
MEM60112 |
C6130 |
Adv Dip of Eng (Mechanical) |
$27,500.00 |
$15,500.00 |
$18,097.00 |
MEM60112 |
C6131 |
Adv Dip of Eng (Aeronautical) |
$24,000.00 |
$14,500.00 |
$18,097.00 |
CHC62015 | C6147 | Advanced Diploma of Community Sector Management | $12,250.00 | $6,500.00 | $12,063.00 |
PSP60816 |
C6153 |
Advanced Dip of Translating |
$7,500.00 |
$5,500.00 |
$12,063.00 |
PSP60916 |
C6154 |
Adv Dip Interpreting (LOTE-Eng) |
$8.500.00 |
$6,500.00 |
$12,063.00 |
22316VIC |
C6159 |
Advanced Diploma of Myotherapy |
$16,750.00 |
$12,000.00 |
$18,097.00 |
10678NAT |
C6160 |
Advanced Diploma of Professional Screenwriting |
$23,500.00 |
$17,000.00 |
$18,097.00 |
22479VIC |
C6162 |
Adv Dip of Eng Technology |
$31,000.00 |
$15,500.00 |
$18,097.00 |
FNS60217 |
C6163 |
Advanced Diploma of Accounting |
$12,750.00 |
$8,250.00 |
$12,063.00 |
BSB61115 |
C6164 |
Advanced Diploma of Conveyancing |
$11,625.00 |
$8,250.00 |
$6,031.00 |
CUA60520 |
C6171 |
Advanced Diploma of Music (Sound Production) |
$16,000.00 |
$10,000.00 |
$18,097.00 |
CUA60620 |
C6172 |
Adv Diploma of Screen & Media (Directing) |
$17,750.00 |
$11,000.00 |
$18,097.00 |
CUA60620 |
C6173 |
Adv Diploma of Screen & Media (Content Creation & Design) |
$17,750.00 |
$11,000.00 |
$18,097.00 |
CUA60720 |
C6174 |
Advanced Dip of Visual Arts |
$14,000.00 |
$9,500.00 |
$18,097.00 |
CPP60121 |
C6175 |
Advanced Diploma of Surveying |
$16,250.00 |
$10,500.00 |
$18,097.00 |
UEE60420 |
C6176 |
Adv Dip Computer Systems Eng |
$30,500.00 |
$14,500.00 |
$18,097.00 |
UEE60220 |
C6178 |
Adv Dip Electronics&Comm Eng |
$42,500.00 |
$14,500.00 |
$18,097.00 |
11115NAT |
C6180 |
Adv Diploma of Prof Screenwriting |
$23,500.00 |
$17,000.00 |
$18,097.00 |
FNS60222 |
C6181 |
Advanced Diploma of Accounting |
$12,750.00 |
$8,250.00 |
$12,063.00 |
UEE62122 |
C6182 |
Advanced Diploma of Engineering Technology -Electrical |
$29,500.00 |
$14,500.00 |
$18,097.00 |
PSP60922 |
C6183 |
Advanced Diploma of Interpreting (Spoken Language) |
$9,000.00 |
$7,000.00 |
$12,063.00 |
MEM60122 |
C6186 |
Advanced Diploma of Engineering (Mechanical) |
$27,500.00 |
$15,500.00 |
$18,097.00 |
MEM60122 |
C6187 |
Advanced Diploma of Engineering (Aeronautical) |
$24,000.00 |
$15,000.00 |
$18,097.00 |
The below list of RMIT programs and VSL caps is correct as of October 2023.
The maximum loan amount for a program is indexed annually by the Australian Government.
The student tuition fees as published are subject to change based on individual circumstances at enrolment.
Fees are adjusted on an annual basis and these fees apply to 2024 only.
National code | RMIT code | Program name | Total 2024 RMIT full-fee domestic place | Total 2024 RMIT government subsidised tuition fee | 2024 VSL cap |
---|---|---|---|---|---|
HLT54115 | C5365 | Diploma of Nursing | $36,000.00 | $20,000.00 | $18,097.00 |
HLT55118 |
C5387 |
Diploma of Dental Technology |
$35,000.00 |
$25,000.00 |
$18,097.00 |
BSB50420 | C5407 | Diploma of Leadership and Management | $14,970.00 | $12,792.00 | $12,063.00 |
HLT54121 | C5417 | Diploma of Nursing | $36,000.00 | $20,000.00 | $18,097.00 |
HLT65015 |
C6157 |
Adv Dip of Dental Prosthetics |
$50,500.00 |
$44,500.00 |
$18,097.00 |
22477VIC |
C6161 |
Adv Dip of Bld Design (Arch) |
$39,000.00 |
$22,500.00 |
$18,097.00 |
BSB60220 | C6170 | Advanced Diploma of Conveyancing | $11,625.00 | $8,250.00 | $6,031.00 |
22627VIC | C6188 | Advanced Diploma of Building Design (Architectural) | $39,000.00 | $22,500.00 | $18,097.00 |
If your program is eligible for the VET Student Loans (VSL) scheme and it has:
It’s important to note that The Department of Education and Training will only allocate RMIT a capped amount of funding for VSL loans and that this may not cover all eligible student loans. You should therefore apply as soon as possible.
If you come to RMIT to complete a program that you commenced at a provider that has now closed, you may be eligible for course credits for parts of the original course successfully completed as evidenced by a Statement of Attainment issued in accordance with the Australian Qualification Framework. You will not be charged tuition fees for the replacement component of the replacement course.
Tuition Protection and Provider Default
If you believe you changed your enrolment, were assessed unfairly or for any reason that you believe lead to you incurring a debt that you think is unreasonable you can lodge a complaint with RMIT to have the matter reviewed.
Student complaints - RMIT University
The BKSB tool has been approved by the Department of Employment and Workplace Relations as an appropriate way to assess your language, literacy and numeracy skills against the Australian Core Skills Framework (ACSF). Students who demonstrate an Exit level 3 or higher in both Reading and Numeracy will be eligible for VSL. RMIT will provide the LLN results to authorised officers of the State and Federal Governments if requested.
An SA-HELP loan allows you to defer paying your student services and amenities fee (SSAF).
To find out about SA-HELP and if you’re eligible to apply, go to the Government’s Study Assist website.
Once you’ve confirmed your eligibility, it’s easy to apply. When you enrol in Enrolment Online, you’ll be asked to indicate which optional loan/s, including SA-HELP, you want to apply for. You’ll then get an email from the Government with further instructions on how to apply.
Acknowledgement of Country
RMIT University acknowledges the people of the Woi wurrung and Boon wurrung language groups of the eastern Kulin Nation on whose unceded lands we conduct the business of the University. RMIT University respectfully acknowledges their Ancestors and Elders, past and present. RMIT also acknowledges the Traditional Custodians and their Ancestors of the lands and waters across Australia where we conduct our business - Artwork 'Sentient' by Hollie Johnson, Gunaikurnai and Monero Ngarigo.
Acknowledgement of Country
RMIT University acknowledges the people of the Woi wurrung and Boon wurrung language groups of the eastern Kulin Nation on whose unceded lands we conduct the business of the University. RMIT University respectfully acknowledges their Ancestors and Elders, past and present. RMIT also acknowledges the Traditional Custodians and their Ancestors of the lands and waters across Australia where we conduct our business.